Privacy Policy
Privacy Policy Effective 10-06-2005
Thank you
for visiting our site, this page will comprehensively outline our purpose and detail
your privacy as a consumer. Please know that your privacy is our priority and we
have implemented state-of-the-art software with advanced security that has protected
the thousands of homeowners that have applied with us. We do recognize that the
information that you have provided is your personal information and is only intended
for home financing purposes.
It is our goal to ensure your information is used for
these purposes.
We are a free mortgage service that connects consumers
with lenders. We participate in a network of over 500 hundred mortgage lenders and
banks nationwide which provide a variety of financing programs. The purpose of our
service is to steer consumers in the direction of mortgage lenders, without having
to shop around for a home loan with no knowledge of where to go. We strive to connect
you with up to 3 lenders who desire to compete for your loan and provide you with
the service you are looking for.
We DO NOT sell your information to any other party except
to a mortgage lender, bank or related affiliate or relevant 3rd party. Our company
does not sell your email address to other companies, thus keeping your information
for connecting you with one of our associated lenders. Our company does not pull
a credit report on you but leaves that as the responsibility of the lender.
When collecting data from consumers we know that personal
information should be respected and not provided to the public. When you click on
the "submit" button after completing our survey regarding your personal and financial
information, your information is transmitted directly into our database, which then
relays the data to selected lenders that have asked for your type of loan. This
is done within 48 hours in most cases. The lenders then make every effort to contact
you via phone, email, mail and other necessary contact approaches. Please note that
your information is inputted by you voluntarily and for the purposes of obtaining
a home loan.
The advanced software we use monitors your information
24 hours a day. It is our intention to secure the data from any potential hackers,
or any other party who wishes to pirate our database. The data has limited exposure
to the internet and is primarily stored in our off-line database which retrieves
the data from the on-line database, which is when you submit your information. Thus,
it is our intention to move the data to our off-line database as quickly as possible.
What type of information does this web site collect? This
web site gathers customer information needed to provide superior service, communicate
offers on merchandise and services which we believe will be of interest to you,
and to administer our business. In order to best serve you, we may gather information
from you in a few instances. First, when you visit our site, we may collect non-personally
identifiable information from you. Through the use of computer "cookies" we collect
data, such as your IP address, browser type, domain name, and specific web pages
through which you click. This data is collected automatically and utilized in aggregate
to help us look for trends so that we can improve our website and your overall experience.
Second, we may ask you to voluntarily provide information in a few circumstances
like on our sign up page etc. When you sign up with us, we will ask you to voluntarily
provide certain personally identifiable information such as: your name, address,
city, state, zip, phone number(s), preferred call time, email address, co-applicant's
name/email, loan amount/type desired, property information (type, value, purchase
price/date), mortgage balance/rate/type, monthly payments, number of late payments,
number of payments behind, amount behind on payments, credit rating, employer, number
of years employed, income, total debt, if you're about to close with a lender, and
when you last financed. We need this information to process and fulfill orders and
notify. Other examples of when we may ask you to voluntarily provide personally
identifiable information include if you subscribe to our email program (information
such as your name and e-mail address), choose to provide us preference information
(such as interests, product preferences, and items purchased), or when you enter
a one of our promotions (information such as name, address and telephone number).
Thank you again for taking the time to apply with us and
for reading this policy. We hope the lender you choose through our service will
provide you with the loan you are looking for with the service you deserve.
By submitting this form you are consenting to be contacted
by mortgage lenders by telephone or email even if you are listed on a National Do
Not Call Registry
Low Quote Leads
6789 Quail Hill Pkwy Suite 406
Irvine, CA
92603
At Low Quote Leads we would like to give you the opportunity
to Opt Out of any future communication.
The Low Quote offers options for removing your information
from our database in order to not receive any future communication or our free service.
The Following Options Are Available:
You may send an e-mail to
optout@TheLowQuote.com
You May also send us mail communication with your request
to:
6789 Quail Hill
Pkwy Suite 406
Irvine,
CA 92603
You may also phone a request to 1-888-570-9256
E-mail addresses and phone numbers received in an opt-out
request will be added to our internal Do-Not-Contact registry within ten (10) Business
days following receipt.